People, not a platform
A dedicated, in-house team manages your salary packaging: speak with a real person who knows your arrangement.
People are worth more.
More take-home pay for employees. A stronger retention strategy for employers. Salary packaging built around people.

For Employers
Salary packaging that works for your people, not just your payroll. NSP manages your entire salary packaging program, from employee education and one-on-one sessions to compliance, payroll integration, and ongoing support. You focus on your people. We handle the rest.

For Employees
Whether you work in NFP, healthcare, aged care, or corporate, NSP will find the right mix of benefits for your situation and manage everything so you don't have to.
Salary packaging lets you pay for eligible expenses using part of your salary before tax is calculated. Depending on your employer and circumstances, this could include everyday living costs, a vehicle or a work laptop, helping your salary go further without a pay rise.
Fully compliant with ATO and FBT legislation
Available to employees across NFP, healthcare, and corporate sectors
Set up once, runs automatically every pay cycle
NSP manages all administration on your behalf

Trusted by employees and employers alike.
"
NSP focuses on real value for our organisation and our employees. They are professional, responsive, and hold staff's hand through the entire process, making it easy to access benefits.
HR Manager
Not-for-profit organisation
"
I couldn't be happier with the service and expertise provided by the team at NSP. They explained everything clearly and the savings have been genuinely significant for our household.
Employee
Healthcare sector
"
The Discovery Session was genuinely the most useful 10 minutes I've spent on my finances. I had no idea how much I was leaving on the table every pay cycle.
Employee
Aged care sector
Eligibility depends on your employer type. Our team will identify exactly what applies to you.
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NFP/PBI & Rebatable onlyMortgage, rent, credit cards, and groceries, paid pre-tax. The most impactful NFP benefit available. Up to $15,900 / year.
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NFP/PBI & Rebatable onlyRestaurants, cafes, and holiday accommodation: a separate allowance on top of everyday living. Up to $2,650 / year
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All employer typesCombine vehicle finance and budgeted running costs through your pay. Pre-tax and post-tax contributions depend on your arrangement.
Learn more
All employer typesEligible electric vehicles may qualify for an FBT exemption, subject to vehicle criteria and your employer arrangement.
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All employer typesEligible laptops, tablets and phones used primarily for work may be packaged with an FBT exemption, subject to ATO rules.
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All employer typesEligible remote-area housing, residential fuel and holiday transport may qualify for FBT exemptions or concessions.
Learn moreRetention ROI
Most NFP and care-sector employers underestimate the true cost of turnover and agency cover. Our free calculator reveals the real number, and what a modest lift in retention is worth.
$0
Up to this annual everyday living packaging amount for eligible NFP employees
$0
Up to this additional annual meal and entertainment packaging amount for eligible employees
These are packaging limits, not cash savings. Limits and savings depend on your employer’s FBT classification, income, fees and personal circumstances; hospital caps may differ.
Answer a short set of questions about your employer and circumstances to see which benefits may apply. Our team can confirm the details with you.
A short, guided assessment
No personal details required
Instant indicative benefit breakdown

A dedicated, in-house team manages your salary packaging: speak with a real person who knows your arrangement.
Roots in Australian finance and payroll since 1988, with deep expertise across FBT legislation and the sectors we serve: aged care, NDIS, healthcare, NFP.
Every arrangement is built on current FBT legislation. We keep documentation to ATO audit-ready standard for all parties.
Australian-owned and operated, with a local team who understands Australian salary packaging.
We collect the information needed to administer your arrangement, with strict access controls. See our privacy policy for how information is used and disclosed.
Get plain-English general information about salary packaging, any time. For advice about your arrangement, speak with our team.
Try the AI assistantGeneral information only, not financial or tax advice.
People are worth more.
Explore benefits for yourself or your team. Check your eligibility, or book a free Discovery Session with the right person.
Or call 1300 882 578National Salary Packaging · 1300 882 578 · Mon–Thu 9am–5pm, Fri 9am–3pm (Brisbane time)
Hi there! 👋
I'm the NSP Assistant. I can answer questions about salary packaging, novated leases, eligibility, and more.
General information only · Not financial advice
Common questions
General information only · Not financial advice