National Salary Packaging

People are worth more.

Retention Doesn't
Always Need
a Bigger Budget.

More take-home pay for employees. A stronger retention strategy for employers. Salary packaging built around people.

Who we help

Built for employees.Trusted by employers.

Employers

For Employers

Turn benefits into a retention strategy

Salary packaging that works for your people, not just your payroll. NSP manages your entire salary packaging program, from employee education and one-on-one sessions to compliance, payroll integration, and ongoing support. You focus on your people. We handle the rest.

✓Fully managed: zero additional admin for your payroll team
✓Dedicated account manager for your organisation
✓Employee education sessions, onsite or via Zoom
✓ATO-compliant across NFP, corporate, and healthcare sectors
Book an employer discovery call
Employees

For Employees

Take home more of every dollar you earn

Whether you work in NFP, healthcare, aged care, or corporate, NSP will find the right mix of benefits for your situation and manage everything so you don't have to.

✓Up to $15,900 of eligible everyday expenses packaged annually, not a savings amount
✓Zero FBT on eligible electric vehicles
✓Novated leasing, portable devices, personal finance & more
✓Free Discovery Session, no obligation
Check my eligibility
How it works

Same salary.
More money.

Salary packaging lets you pay for eligible expenses using part of your salary before tax is calculated. Depending on your employer and circumstances, this could include everyday living costs, a vehicle or a work laptop, helping your salary go further without a pay rise.

Fully compliant with ATO and FBT legislation

Available to employees across NFP, healthcare, and corporate sectors

Set up once, runs automatically every pay cycle

NSP manages all administration on your behalf

How salary packaging works

What people say

Trusted by employees and employers alike.

"

NSP focuses on real value for our organisation and our employees. They are professional, responsive, and hold staff's hand through the entire process, making it easy to access benefits.

HR

HR Manager

Not-for-profit organisation

"

I couldn't be happier with the service and expertise provided by the team at NSP. They explained everything clearly and the savings have been genuinely significant for our household.

EM

Employee

Healthcare sector

"

The Discovery Session was genuinely the most useful 10 minutes I've spent on my finances. I had no idea how much I was leaving on the table every pay cycle.

JD

Employee

Aged care sector

Find NSP on Google
View our Google profile

Retention ROI

What is staff turnover really costing you?

Most NFP and care-sector employers underestimate the true cost of turnover and agency cover. Our free calculator reveals the real number, and what a modest lift in retention is worth.

$0

Up to this annual everyday living packaging amount for eligible NFP employees

$0

Up to this additional annual meal and entertainment packaging amount for eligible employees

These are packaging limits, not cash savings. Limits and savings depend on your employer’s FBT classification, income, fees and personal circumstances; hospital caps may differ.

Quick assessment

Not sure what applies to you?

Answer a short set of questions about your employer and circumstances to see which benefits may apply. Our team can confirm the details with you.

A short, guided assessment

No personal details required

Instant indicative benefit breakdown

Check my eligibility
Eligibility wizard
Why NSP

What makes NSP different

35+ years expertise

Roots in Australian finance and payroll since 1988, with deep expertise across FBT legislation and the sectors we serve: aged care, NDIS, healthcare, NFP.

ATO compliant, always

Every arrangement is built on current FBT legislation. We keep documentation to ATO audit-ready standard for all parties.

Australian-owned

Australian-owned and operated, with a local team who understands Australian salary packaging.

Your privacy protected

We collect the information needed to administer your arrangement, with strict access controls. See our privacy policy for how information is used and disclosed.

We don't begin with a car. We begin with you. If a novated lease isn't the right move, we'll say so, and help you find the finance that is.

Questions? Ask NSP

Get plain-English general information about salary packaging, any time. For advice about your arrangement, speak with our team.

Try the AI assistant

General information only, not financial or tax advice.

People are worth more.

Ready to see what salary packaging could do for you?

Explore benefits for yourself or your team. Check your eligibility, or book a free Discovery Session with the right person.

Check my eligibility
Or call 1300 882 578

NSP Assistant

Online now · Typically replies instantly

National Salary Packaging · 1300 882 578 · Mon–Thu 9am–5pm, Fri 9am–3pm (Brisbane time)

Hi there! 👋

I'm the NSP Assistant. I can answer questions about salary packaging, novated leases, eligibility, and more.

General information only · Not financial advice

Common questions

General information only · Not financial advice